“Thanks Credit Solutions, your company virtually saved my marriage. We were constantly fighting about our bills, and did not see any hope. You not only provided us hope, but guidance and direction to solve our debt situation.”
-- K.Wilson
I hope that some other seniors will be able to benefit from our example.
My paraplegic husband and I are currently retired at 65 years old, living on retirement benefits and social security totaling $895 per month.
With prescription medicine and nursing costs on the rise we could not afford our credit card payments and that caused our interest rate to go to 29% on a $9565 balance.
Tom explained to us that the $230 minimum payment that we were struggling to send the creditors every month was going directly to interest and our balance we owed was actually increasing every month, and we would be in debt for 900 years trying to pay it off the way we are paying.
That the debt does not go away even after death our siblings would be liable for the outstanding debt.
He explained that credit solutions helps folks like us get out of debt for only a portion of what we owe and they work for us and not for the creditors.
When it became impossible to even make the minimum payments each month we enrolled into the credit solutions program.
With help from credit solutions and family members we will now be out from under the creditors squeeze in 19 months paying our creditors back only 6,504 including all of credit solutions fees!!!!!!!
Thank you for opening our eyes.
God bless
Caroline
Some Case Studies:
A small business owner, had a severe business downturn. While he struggled to make payroll, he stopped taking any salary himself. His personal debt piled-up until he was $37,500 in debt. Collections agencies were calling daily. One credit card company had filed a lawsuit.
Credit solutions was able to handle the creditors and stopped the collection calls. His debts were reduced to $25,500 and paid off without having to file bankruptcy.
A Family had always believed themselves to be responsible people. They had done everything right in saving for a home and getting on track with their young children. That is why there were so distressed, even embarrassed, to realize that their credit card debt had grown to about $20,000 . At the current rates of interest @ 29 %, combined with their income and budget, it could take 30-40 years to get out of debt — even if they cut up the cards and never used credit again.
The prospect of buying a home seemed impossible.
However, with Credit Solutions help, and by paying only what they were paying in minimum payments $525, they got out of debt in 26 months. Now their dream of owning a home is alive again.
“Thank you for all of your help. I had to use my credit cards to pay for medical treatment for my mother-in-law and got in debt over my head. I really thought there was no way out. You continue to exceed my expectations and your customer service is the best. I’m telling everyone here about your company. Please keep up the good work!”
“I was in a car crash and had to use my cards just to live and eat. My balances became out of control and I could not make minimum payments anymore. I did not want to answer the phone or check my mail. Creditors were calling me daily. In just a few days, the calls stopped and I could live my life again. I understand now why your logo is CREDIT SOLUTIONS. You certainly brightened my life. I would strongly recommend your services to anyone.”
“Three days after I enrolled, five of my six creditors stopped calling me. I am so impressed. And you have answered my telephone call every single time. I don’t know how you do it. I was previously in debt consolidation and after TWO YEARS my balances were not going down. Thank you for standing up for us “little guys”. What a relief!”
“My first settlement was 35% of my balance due. That is better than your estimate.”
I was enrolled in a Credit Counseling Company for over a year, My outstanding balance with my creditors was still 23,500 and I thought that I was paying back the creditors the least amount possible without doing any future damage to my family’s credit.
A conversation with one of credit solutions enrolment staff informed me that the CCC programs were the best programs that were available for consumers years ago, but today there program would get my family out of debt sooner, for less money and would not put a derogatory CCC mark on my credit reports.
After doing my research on the company and looking at their proposal with my attorney I cancelled the CCC program I was with and have enrolled with Credit Solutions.
It sounds to good to be true and it truly is.
Sandra
As a college student studying as much as possible and working whenever I could find time, I lost control of my credit card balances while trying to survive as a student.
The interest rate was 4% and a bearable 50 dollars in interest each month.
Once I missed a payment the interest rate went up to 23%, legally according to the small print on the back of my credit card application as I soon found out complaining to the credit card company.
I went from paying 50 dollars per month in interest to 287 each month.
The stress and frustration sent my grades and my spirit tumbling down.
Searching my computer I came across credit solutions web site. Using the savings calculator I realized that this program could be my salvation from the financial hole I've dug myself in.
I enrolled into the credit solutions program with 16.348 dollars of current debt, they are able to help me pay of my creditors for 11,116 dollars and that includes all of there fees.
my payments were 600 per month for 57 months paying back the creditors 34,217.
Now my payments are 300 per month for only 37 months paying back only 11,116.
I did the math 34,217 minus 11,117 and am going to save 23,100.
I’ll let them do the work.
Thank you Steve and all the staff at credit solutions.
Brian. A
- Save thousands of dollars and years of payments
- Pay an effective 0% rate on all your accounts in the program
- Reduce your monthly payment as much as 50%
- Pay off your debt in 6-46 months
- Make one easy fixed monthly payment
- Eliminate late and/or over-the-limit fees
- Increase your cash flow
- Stop harassing collection calls
- Reduce your balances by up to 70%
- Gain control of your financial future
- Put money back into your pocket
No matter how you contact us, we welcome your inquiry and enjoy explaining our exciting debt settlement program. We hope you find this website helpful and we hope to hear from you soon.
You can also go to the tools area on this web site, and then use the savings calculator to put in your numbers to see how much time and money we will save you and your family.
